Business Basic Checking

You must deposit $200.00 to open this account.

Balance Information and fees: You must maintain a minimum average daily balance of $2500 for a monthly statement cycle to avoid a monthly service charge. If the minimum average daily balance falls below $2500, a service charge of 6.00 will be imposed as of the date of the monthly statement cycle. You can have up to 25 Deposits and 50 Transit Deposit Items, and 25 Debits for free.  If you go over the items above for that monthly cycle it is an extra charge of $.10  for each item. The service charge will be calculated based upon the minimum average daily balance maintained in the account .

The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Business NOW Account

This account is an interest bearing account.

You must deposit $500 to open this account.

Balance Information and fees: You must maintain a minimum average daily balance of $500 for a monthly statement cycle to avoid a monthly service charge. If the minimum average daily balance falls below $400, a service charge of $7.50 will be imposed as of the date of the interest cycle. Interest is paid monthly on the average daily balance for the statement cycle as of the date of the statement cycle. Interest rate may be changed monthly at the discretion of the bank. The account is also put on an analysis, and an analysis charge may be applied.  (See Bank for details)

The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Business Super NOW Account

This account is an interest bearing account.

You must deposit $1,000 to open this account.

Balance Information and fees: You must maintain a minimum average daily balance of $1,000 for a monthly statement cycle to avoid a monthly service charge. If the minimum average daily balance falls below $1,000, a service charge of $12.50 will be imposed as of the date of the monthly statement. Interest is paid monthly on the average daily balance for the statement cycle as of the date of the statement cycle. Interest rate may be changed weekly at the discretion of the bank.  The account is also put on an analysis, and an analysis charge may be applied.  (See Bank for details)

The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Business Statement Savings

This account is an interest bearing account.

You must deposit $25 to open this account. No limitations.

Balance Information and fees: You must maintain a minimum average daily balance of $200 for a month to avoid a monthly service charge. If the minimum average daily balance is less than $200 a service charge of $3.00 will be imposed at the end of the month. In addition, transfers or withdrawals in excess of six (6) during any calendar month will result in the imposition of a $1.00 transaction fee for each transfer or withdrawal in excess of six (6). The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Business Analysis Account

You must deposit $200 to open this account.

Balance Information and fees: You must maintain a minimum average daily balance calculated by analysis to avoid a service charge.  (See Bank for details)

The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Business Standard Checking

You must deposit $200.00 to open this account.

Balance Information and fees: You must maintain a minimum average daily balance of $3500 for a monthly statement cycle to avoid a monthly service charge. If the minimum average daily balance falls below $3500, a service charge of 7.50 will be imposed as of the date of the monthly statement cycle. You can have up to 50 Deposits and 100 Transit Deposit Items, and 50 Debits for free.  If you go over the items above for that monthly cycle it is an extra charge of $.08  for each item. The service charge will be calculated based upon the minimum average daily balance maintained in the account .

The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.