Online Banking
Personal Checking
A checking account that fits your lifestyle.
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Worry Free Checking
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24/7 Online Banking
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Electronic Statements
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Visa Debit Card
Choose from a wide variety of checking accounts:
- Worry Free
- Community Club II
- Community Club 50 II
- Regular
- Now Account
- Super Now
- Community Choice MMDA
**All CSB checking accounts come with Overdraft Privilege. Please click links below to read about this feature, and view the disclosure.
Overdraft Privilege Disclosure
Worry Free* (see add-on at bottom of page!)
Consumer
- No Service Charge
- $100 Minimum Deposit
- No Minimum Balance
- First 20 Checks are Free
- Free Monthly Statements
- Free E-mail Statements
- Overdraft Privilege Disclosure
- Free Telephone Banking
- Free Direct Deposit of Payroll Checks
- Free Internet Banking
- Free Bill Pay
- Free ATM Card
- Free CSB Visa Check Card
Community Club II*(see add-on at bottom of page!)
Consumer
- No Minimum Balance
- $100 Minimum Deposit
- $5.50 Monthly Service Charge
- Unlimited Free Checks
- Free Monthly Statements
- Free E-mail Statements
- Overdraft Privilege Disclosure
- Free Telephone Banking
- Free Direct Deposit of Payroll Checks
- Free Internet Banking
- Free Bill Pay
- Free ATM Card
- Free CSB Visa Check Card
- $1.50 for Check Images with Statement
- Cash Rewards
- Interest earned on balances over $1,000 (see Rate Sheet)
- $100,000 Common Carrier Insurance ***
- Identity Theft Insurance with Fraud Assistance
- Payment Card Protection
- Key Ring Protection
- Credit Alert
- Sojourns Travel Magazine
- Hotel Savings Network Discounts at Popular Lodging Chains
- Everyday Rebate Rewards
- Savers Club Discount Book
- Online Local Savings
- Discount Gift Cards
- Discount Shopping Service
- RX Advantage Prescription Drug Program**
- $20,000 Accidental Death Insurance***
- Free Safe Deposit Box (1 Year)
- No Fee for Cashier’s Checks or Money Orders
- Fraud Assist Toolbox
- Card Patrol
- Triple-Bureau Credit Reports
Community Club 50 II*(see add-on at bottom of page!)
Consumer
- Must be 50 years old and over to get
- No Minimum Balance
- $100 Minimum Deposit
- $4.50 Monthly Service Charge
- Unlimited Free Checks
- Free Monthly Statements
- Free E-mail Statements
- Overdraft Privilege Disclosure
- Free Telephone Banking
- Free Direct Deposit of Payroll Checks
- Free Internet Banking
- Free Bill Pay
- Free ATM Card
- Free CSB Visa Check Card
- $1.50 for Check Images with Statement
- Cash Rewards
- Interest earned on balances over $1,000 (see Rate Sheet)
- $100,000 Common Carrier Insurance***
- Identity Theft Insurance with Fraud Assistance
- Payment Card Protection
- Key Ring Protection
- Credit Alert
- Sojourns Travel Magazine
- Hotel Savings Network Discounts at Popular Lodging Chains
- Everyday Rebate Rewards
- Savers Club Discount Book
- Online Local Savings
- Discount Gift Cards
- Discount Shopping Service
- RX Advantage Prescription Drug Program**
- $20,000 Accidental Death Insurance***
- Free Safe Deposit Box (1 Year)
- No Fee for Cashier’s Checks or Money Orders
- Fraud Assist Toolbox
- Card Patrol
- Triple-Bureau Credit Reports
Regular*(see add-on at bottom of page!)
Consumer
- A Minimum balance of $400 to avoid Monthly Service Charge
- A Minimum deposit of $100
- $400 - $300 is a Monthly Service Charge of $3.00
- $300 - $200 is a Monthly Service Charge of $4.50
- $200 or less is a Monthly Service Charge of $6.00
- Free Monthly Statements
- Free E-mail Statements
- Overdraft Privilege Disclosure
- Free Telephone Banking
- Free Direct Deposit of Payroll Checks
- Free Internet Banking
- Free Bill Pay
- Free ATM Card
- Free CSB Visa Check Card
- $1.50 for Check Images with Statement
Now Account*(see add-on at bottom of page!)
Consumer
- A minimum of $500 to avoid Monthly Service Charge of $7.50
- Minimum deposit of $100
- Free Monthly Statements
- Free E-mail Statements
- Overdraft Privilege Disclosure
- Free Telephone Banking
- Free Direct Deposit of Payroll Checks
- Free Internet Banking
- Free Bill Pay
- Free ATM Card
- Free CSB Visa Check Card
- $1.50 for Check Images with Statement
- Interest earned on balances over $1,000 (see Rate Sheet)
Super Now*(see add-on at bottom of page!)
Consumer
- A minimum of $1,000 to avoid Monthly Service Charge of $12.50
- Minimum deposit of $100
- Free Monthly Statements
- Free E-mail Statements
- Overdraft Privilege Disclosure
- Free Telephone Banking
- Free Direct Deposit of Payroll Checks
- Free Internet Banking
- Free Bill Pay
- Free ATM Card
- Free CSB Visa Check Card
- $1.50 for Check Images with Statement
- Interest earned on balances over $1,000 (see Rate Sheet)
Community Choice MMDA *(see add-on at bottom of page!)
Consumer
- A minimum of $2,500
- $12.50 Monthly Service Charge
- Free Monthly Statements
- Free E-mail Statements
- Overdraft Privilege Disclosure
- Free Telephone Banking
- Free Direct Deposit of Payroll Checks
- Free Internet Banking
- Free Bill Pay
- Free ATM Card
- Free CSB Visa Check Card
- $1.50 for Check Images with Statement
- Tiered Interest bearing account (See Rate Chart)
*CSB PROTECTION PLUS ADD-ON:
Add this feature to any one of our CSB checking accounts!
- $6.99 a month for Single Account Owner
- $9.99 a month for Joint Account Owners
- Available to anyone
- Identity Theft Insurance with Fraud Assistance
- Fraud Assist Toolbox
- Triple-Bureau Credit Reports
**Medical Discounts are NOT insurance
***Accidental Death Insurance is administered by Affinion Benefits Group and underwritten by Hartford Life Insurance Company. A portion of the monthly membership dues, if applicable, will be used to pay the insurance premium to the plan administrator. As a member, you'll automatically receive new benefits as they are added to your program. Coverage is divided equally among co-owners of joint accounts. The 24-hour Accidental Death Insurance benefit reduces by half at age 70. Identity Theft Insurance is offered through the insurance company named on the Benefit Summary included in the membership kit. Please refer to the Summary for complete details of coverage, limitations and exclusions. Identity Theft coverage not available for residents of New York and could become unavailable in other jurisdictions.
Insurance Disclosure: The insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by the financial institution or an affiliate, and not insured by any agency of the U.S.