Regular Non-Interest Bearing Account

You must deposit $200.00 to open this account.

Fees: You must maintain a minimum average daily balance of $400.00 for a monthly statement cycle to avoid a monthly service statement cycle. The service charge will be calculated based upon the minimum average daily balance maintained in the account as follows:

1. A minimum average daily balance of less that $400 but more than $300 will result in a monthly service charge of $3.00
2. A minimum average daily balance of less than $300 but more than $200 will result in a monthly service charge of $4.50
3. A minimum average daily balance of less than $200 will result in a monthly service charge of $6.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Personal Interest Earning NOW Account

Rate Info: This account is an interest bearing account.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.

Minimum Balance Requirements: We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principle in the account each day.

You must deposit $500.00 to open this account.

Fees: You must maintain a minimum average daily balance of $500.00 for a monthly statement cycle to avoid a monthly service charge. If the minimum average daily balance falls below $500, a service charge of $7.50 will be imposed as of the date of the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Personal Interest Earning Super NOW Account

Rate Info: This account is an interest bearing account.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.

Minimum Balance Requirements: We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principle in the account each day.

You must deposit $1,000.00 to open this account.

Fees: You must maintain a minimum average daily balance of $1,000.00 for a monthly statement cycle to avoid a monthly service charge. If the minimum average daily balance falls below $1,000, a service charge of $12.50 will be imposed as of the date of the monthly statement cycle. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

Community Choice Money Market Account

Rate Info: This account is an interest bearing account.

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.

Balance Information: We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.

You must deposit $2,500.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Fees: A minimum daily balance of $2,500.00 must be maintained to avoid a monthly service charge. If the minimum daily balance falls below $2,500, then a service charge of $12.50 will be imposed as of the date of the monthly statement cycle. The interest rate paid on the account will be determined by reference to the lowest balance in the account during the statement cycle.

Health Savings Account

Rate Info:

The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account weekly. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly.

Balance Information: We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the principal in the account each day.

You must deposit $25.00 to open this account. 

Fees: No monthly maintenance fee.  A closing fee of $25.00.

HSA Application

Frequently Asked Questions about HSA click here