*Personal loans can be made to individuals for periods up to 3 years with very favorable terms.

Goof -Proof personal lines of credit that are designed to protect you from overdrafting your personal checking account.

*Loans for new or used cars and trucks can be repaid over a period of 60 months.

*Home equity lines of credit are written for periods of up to 15 years with no title or closing costs.

*Residential loans for up to 100% of the purchase price are available with fixed rates for periods up to 30 years.

*All of these loans can be set up on monthly, bi-monthly, or weekly automatic payments, if so desired, at no added cost to the borrower. And, there is never an application fee.

Commercial and agricultural loans are available for just about any purpose with terms tailored to fit the customer's cash flow.