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Rates

As of May 30, 2008

Account Product Name Minimum Opening Minimum Balance to Obtain Interest Annual Percentage
Deposit Annual Percentage Yield Rate Yield
Community Club Checking          a $100.00 $1,000.00  c  
    Portion of your Daily
    Balance:
     
            $1,000.00 and up     0.25% 0.25%
Community Club 50 II Checking  a $100.00 $1,000.00  c  
    Portion of your Daily
    Balance:
     
            $1,000.00 and up     0.25% 0.25%
Community Club II Checking       a $100.00 $1,000.00  c  
    Portion of your Daily
    Balance:
     
            $1,000.00 and up     0.25% 0.25%
Community Club 50                      a $100.00 $1,000.00  c  
    Portion of your Daily
    Balance:
     
            $1,000.00 and up     0.25% 0.25%
Regular NOW                                $500.00 $1,000.00  c  
    Portion of your Daily
   Balance:
     
            $1,000.00 and up     0.25% 0.25%
Super NOW                                   a $1,000.00 $1,000.00  c  
Daily Balance of:      
   $1,000.00-49,999.99     0.25% 0.25%
   $50,000.00-9,999,999,999.99     0.40% 0.40%
Passbook Savings                          a $25.00   0.35% 0.35%
Statement Savings                         a $25.00   0.35% 0.35%
Christmas Club                            a b $5.00   0.50% 0.50%
3 Month Certificate of Deposit    b $500.00 2.05% 2.06%
6 Month Certificate of Deposit    b $500.00   2.20% 2.21%
9 Month Certificate of Deposit   b $2,500.00   3.05% 3.05%
12 Month Certificate of Deposit  b $500.00   2.20% 2.20%
15 Month Certificate of Deposit  b $2,500.00   2.75% 2.75%
20 Month Special Certificate       b $5,000.00   3.10% 3.10%
24 Month Certificate of Deposit  b $500.00   2.45% 2.45%
36 Month Certificate of Deposit  b $500.00   3.50% 3.50%
48 Month Certificate of Deposit  b $500.00   4.00% 4.00%
60 Month Certificate of Deposit  b $500.00   4.50% 4.50%
60 Month Bump Rate Certificate a b $10,000.00   4.40% 4.40%
Community Choice Money Market a c $2,500.00      
   Daily Balances of:        
              Up to $2,499.99     0.55% 0.55%
              $2,500.00 – 14,999.99     0.65% 0.65%
              $15,000.00 – 49,999.99     0.95% 0.95%
              $50,000.00 – 99,999.99     1.25% 1.26%
              $100,000.00 – 149,999.99     2.00% 2.02%
              $150,000.00 – 199,999.99     2.50% 2.53%
              $200,000.00 – 249,999.99     3.00% 3.04%
  $250,000.00 – 99,999,999,999.99     3.50% 3.56%

These rates are subject to change without notice.

  • a     The interest rate and annual percentage yield may change after account opening.
  • b    A penalty may be imposed for early withdrawal.
  • c    Daily balance.  The daily balance method is used to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.
  • Fees could reduce the earnings on the account.

    Interest Rates and Annual Percentage Yields are current as of 05-30-2008.

    For current rate information call (260)897-3361 or 800-488-3958

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